• The 2024-2025 waiver portal is open now.
  • Please waive or enroll in the insurance before the first day of fall classes.
  • The deadline to waive is September 13, 2024.

Health Insurance Requirements

Required Health Insurance for Full Time Undergraduates

ACTION REQUIRED EACH ACADEMIC YEAR

Undergraduate students registered for 9 or more hours are required to carry health insurance. This requirement is met by having either private health insurance or the TCU Student Health Insurance Plan. Students who do not provide private insurance information will be enrolled in the student health insurance plan.

Private Insurance

  • Students with private insurance may apply for a waiver of the TCU Student Health Insurance by submitting their insurance information for review.
  • Waivers are only valid for the plan-year for which they are submitted.
  • Waivers submitted before the deadline are approved for students who carry insurance comparable to the TCU Student Health Insurance Plan.
  • Questions about waivers?

TCU Student Health Insurance Plan

  • Students who will be carrying the student plan should enroll promptly to ensure their enrollment is processed quickly,
  • This plan covers visits to the TCU Health Center at 100% and offers broad PPO coverage.
Full Time Student Enroll or Waive

Health Insurance for Part Time Students

Students registered for fewer than 9 hours have the option of electing the student health insurance plan, but are not enrolled automatically and are not required to carry health insurance by the university.

Part Time Student Enroll

Optional Health Insurance

Graduate students are not required to carry health insurance (unless they are international students).

  • Graduate students have the option of electing the student health insurance, but are not required to carry health insurance by the university.
Graduate Student Enroll

Required Health Insurance for Medical Students

ACTION REQUIRED – Medical students must either enroll in OR waive the Student Health Insurance Plan. If you do not waive the Student Health Insurance Plan you will be automatically enrolled and charged for this plan.

Medical students are required to carry health insurance. This requirement is met by having either private health insurance or the student health insurance plan. Students who do not provide private insurance information will be enrolled in the student health insurance plan.

  • Students who wish to carry private insurance must submit their insurance information by the fall deadline each academic year to waive automatic enrollment in the student health insurance plan.
  • Waivers are approved for students who carry insurance comparable to the TCU Student Health Insurance Plan.
  • Students who do not provide private insurance information will be automatically enrolled in the student health insurance plan.
  • If you will be using the student health insurance plan, you should enroll at the link below to ensure that your insurance begins on the first day of coverage.
Full Time Student Enroll or Waive

Mandatory Student Health Insurance

All international students are required to carry the student health insurance plan.

  • Enrollment is automatic for all students on F-1 Visas.
  • Exceptions are made only in the case of family members living and working in the United States.

Students seeking an exemption, and those on H or L Visas, must check their status with the Office of International Student Services.

Student Health Insurance

The TCU Student Health Insurance Plan is serviced by our broker Haylor, Freyer & Coon. Haylor negotiates competitively priced medical benefits on behalf of TCU students and verifies waiver requests to ensure that TCU students are covered. For questions about the Student Health Insurance Plan, please visit the Haylor, Freyer & Coon website. You may also call 1-866-535-0456 or email student@haylor.com for assistance.

Learn More

Student Health Insurance Plan

Log in to the UnitedHealthcare StudentResources portal to access your medical benefits.

Get your Insurance ID Card

Find Providers

Submit Claims

Access Telehealth

Log In

Waiver FAQs

Students with private health insurance can waive the insurance requirement

You should select Not found on list and fill the remainder of the form as normal.

A waiver needs to only be submitted once per plan year.

The TCU Health Insurance Plan does not cover dental or vision. Our broker recommends that students who need dental or vision care while at TCU purchase an outside plan such as those available through Guardian Direct.

Guardian Direct plans include a large network of dentists, cost savings, and guaranteed acceptance. Most plans cover cleanings and x-rays, and you can save up to 35% on dental procedures when seeing an in-network dentist. Guardian Direct also offers vision, accident, life, and disability insurance.